KOGILAN SUBRAMANIAM

I will disconnect from my email when not working or studying.

I will eat all of my meals without distractions, e.g., phone, computer, TV, or newspaper.

I will create or support a sharing economy with family, friends, and neighbors.

I will meditate or create a moment of silence for 5 minute(s) each day to reflect on things important to me.

I will spend 60 minutes each day maintaining a record of all my purchases and learning about my spending habits.